"Right to set off" = right to piss off

Did you guys know they can pull money (ie YOUR PAYCHECK) out of your account to cover an overdraft in your spouses account if you are linked to the account in any way? Did you also know they can and do refuse to reverse the od fees from such act? Did you know the branch managers talk to the employees out of your earshot and tell them not to help you and not to reverse any further fees? This bank is fully and wholly evil. There is nothing redeeming in it and I shake the dust off my feet.....